Does anyone on the account plan to have at least one automatic payment (ACH) or direct deposit with this account?
YesNoCan you maintain an average daily balance of $10,000 or maintain an average daily balance of $50,000 in deposits or loans?
YesNoCan you maintain an average daily balance of $10,000 or maintain an average daily balance of $50,000 in deposits or loans?
YesNoWe recommend this account: Kasasa Cash Checking
- Free checking that pays high interest
- Unlimited refunds on ATM withdrawal fees, nationwide*
- $100 minimum deposit to open
*APY=Annual Percentage Yield. APYs accurate as of 6/10/2024. Fees may reduce earnings. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash and $25 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; balances up to $15,000 receive APY of 0.20%; and balances over $15,000 earn 0.06% interest rate on the portion of the balance over $15,000, resulting in 0.20% -0.06% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.02% APY. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. For additional information on Kasasa Cash, contact Countybank. Member FDIC.
**Third-party fees may apply.
We recommend this account: Kasasa Cash Back Checking
- Free checking that pays you back
- Unlimited refunds on ATM withdrawal fees, nationwide*
- $100 minimum deposit to open
*Minimum to open is $100. When monthly qualifications are met, you receive 3% cash back on debit card purchases that post to and settle account during monthly qualification cycle up to a total cash back of $6.50 per monthly qualification cycle. Qualifying transactions must post to and settle account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. For additional information on Kasasa Cash Back, contact Countybank. Member FDIC.
**Third-party fees may apply.
We recommend this account: Free 62 Checking
- Free checking for customers age 62 or better
- Earn interest on balances of $300 or higher
- $100 minimum deposit to open
We recommend this account: Classic Checking
- Basic, no-frills checking with all the essentials
- Low $4.95 monthly service charge (waived with eStatements)
- $100 minimum deposit to open
We recommend this account: Preferred Checking
- Higher interest earned on balances over $10,000
- Higher ATM, debit card, and mobile deposit limits
- Preferred rates on CDs, money markets, and loans
*ATM and point of sale limits are increased with customer authorization, unless customer requests otherwise.
**It is the intention of Countybank to credit your Preferred Checking account with an amount equal to the surcharge fee assessed by other financial institutions when you use non-Countybank ATMs. We will refund all surcharges assessed by other financial institutions per statement cycle. Since the surcharge is automatically debited from your account by other financial institutions as part of the ATM transaction, Countybank does not have access to the exact dollar amount of the surcharge. Therefore, on occasion, your account may be credited for an amount greater than or less than the amount of the actual surcharge.
***Third-party fees may apply
****Preferred rates on installment loans are subject to credit approval. Rate may vary based on several factors including credit history, amount, and term of loan.
*****Safe deposit boxes are not insured deposits.
We recommend this account: Money Market
- Competitive, tiered interest rates earned on balances of $1,000 or more
- Enjoy flexibility with enhanced access to funds, including direct check writing
- Unlimited in-person, mail, or ATM withdrawals*
- Six free withdrawals per month; $15 per withdrawal in excess thereafter**
- $1,000 minimum deposit to open
*Withdrawals include transactions at ATMs, teller lines, by telephone or other electronic means.
**Third-party fees may apply.
We recommend this account: Kasasa Saver
- No-fee account that builds your savings effortlessly
- Automatic transfers of Kasasa Cash® earnings
- $25 minimum deposit to open
*APY=Annual Percentage Yield. APYs accurate as of 6/10/2024. Rates may change after account is opened. Minimum to open is $100 for Kasasa Cash or Kasasa Cash Back and $25 for Kasasa Saver. For Kasasa Cash and Kasasa Cash Back, if qualifications are met each monthly qualification cycle, domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle. Qualifying transactions must post to and settle Kasasa Cash or Kasasa Cash Back account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Interest earned in Kasasa Cash or cash earned in Kasasa Cash Back is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. If qualifications are not met on Kasasa Cash, all balances in Kasasa Saver earn 0.02% APY. For additional information on Kasasa Saver, contact Countybank. Member FDIC.
**Withdrawals include transactions at ATMs, teller lines, by telephone or other electronic means.
***Third-party fees may apply.
We recommend this account: Classic Savings
- Basic account to help you save for the future
- Competitive interest earned on balances of $200 or more
- Two free withdrawals per month; $2 per withdrawal thereafter**
*Withdrawals include transactions at ATMs, teller lines, by telephone or other electronic means.
**Our normal opening deposit of $100 and minimum balance to avoid a monthly fee are waived with automatic transfers from your Countybank checking account totaling at least $25 every month.
***Third-party fees may apply.
We recommend this account: Youth Savings
- Available to kids and teens under 18 years old
- Competitive interest earned on balances of $25 or more
- $25 minimum deposit to open
A parent or guardian over the age of 18 is required to open a youth savings account for a minor.
*Withdrawals include transactions at ATMs, teller lines, by telephone or other electronic means.
**Third-party fees may apply.